Retirement & Income Planning
We project your retirement income, model different scenarios, and build a tax-smart withdrawal strategy so your savings last as long as you need them to.
Wealth Planning
You've Built Something Worth Protecting.
Your financial life touches everything. We bring order to the complexity so you can move forward with clarity and confidence.
What We Do
Comprehensive Financial Planning
Real financial planning goes far beyond picking investments. We coordinate every part of your financial life — so each decision works in concert with the next, and nothing falls through the cracks.
Investment Management
A portfolio built around your goals and risk tolerance — with ongoing rebalancing, tax-efficient placement, and tax-loss harvesting to keep more of what you earn.
Tax Strategy
Year-round planning that looks ahead, not just at filing season — coordinating income, deductions, and timing to reduce what you owe over your lifetime.
Estate & Legacy Planning
We coordinate with your attorney on wills, trusts, and beneficiary designations so your wealth transfers the way you intend, with as little friction as possible.
Social Security & Medicare
Guidance on when to claim Social Security and how to navigate Medicare decisions to maximize lifetime benefits and avoid costly missteps.
Charitable & Family Giving
Strategies for giving with impact — from donor-advised funds to gifting appreciated assets — aligned with your values and your tax picture.
How we work
Our Process
01
Introductory Conversation
A relaxed first meeting to understand your goals, concerns, and whether we're a good fit for each other.
Schedule your introductory conversation 02
Discovery & Wealth Mapping
A deep dive into your full financial picture — income, assets, tax situation, estate documents, risk tolerance — to build a complete map.
03
Launch Day
Paperwork gets signed, your financial plan is established, and assets begin transferring. This is where the relationship truly begins.
Then, every year…
An ongoing relationship.
Not a set-it-and-forget-it plan.
After launch, we stay in rhythm with you throughout the year — not because it's on a calendar, but because your plan deserves ongoing attention. Each conversation is an opportunity to reflect on what's changed, recalibrate your strategy, and realign with where you're headed.
This isn't portfolio management on autopilot. It's a relationship — and relationships require presence, dialogue, and care.
Fee Transparency
Two Ways to Work Together
Whether you need full-service wealth management or focused financial planning, our fees are always disclosed upfront.
Comprehensive Wealth Planning
We manage your investments, build your financial plan, and walk alongside you year after year. Estimates are for new clients; existing clients may be on a different fee schedule.
Fee Schedule
- First $250K
- 1.50%
- $250K – $500K
- 1.25%
- $500K – $2M
- 0.75%
- $2M – $5M
- 0.50%
- $5M – $10M
- 0.40%
- Above $10M
- 0.30%
Tiered (marginal) rates · subject to a $7,000 annual minimum fee · current new-client schedule
- Comprehensive financial plan & cash flow analysis
- Retirement income projections
- Estate planning coordination
- Tax strategy & optimization
- Social Security & Medicare planning
- Portfolio construction & ongoing rebalancing
- Tax-loss harvesting & tax-efficient placement
- Tax-smart withdrawal sequencing
- Charitable gifting strategies & execution
- RMD planning & distribution management
- Account consolidation & beneficiary reviews
- Dedicated advisor & proactive annual reviews
- 20% off annual tax return preparation
Financial Planning Only
Expert planning and advice for those who manage their own investments or work with another manager.
Hourly rate
$250 / hour
Billed at $250/hour against a $7,000 annual minimum, payable quarterly or annually.
- Comprehensive financial plan & cash flow analysis
- Retirement income projections
- Estate planning coordination
- Tax strategy & optimization
- Social Security & Medicare planning
- Portfolio construction & ongoing rebalancing
- Tax-loss harvesting & tax-efficient placement
- Tax-smart withdrawal sequencing
- Charitable gifting strategies & execution
- RMD planning & distribution management
- Account consolidation & beneficiary reviews
- Dedicated advisor & proactive annual reviews
- 20% off annual tax return preparation
Fees are calculated on a tiered basis. Actual fees may vary based on individual circumstances and the specific services rendered. Please consult with your advisor for a personalized fee estimate.